Motilal Oswal Home Finance – Growfast Direct

Financial Services

Unlisted

Current Price

₹11.9

52W Low

₹11

▲ 5.2% this month

- 3.2% this month

52W High

₹17.6

Market Cap

₹7,232.82 Cr

▲ 5.2% this month

- 3.2% this month

Price Performance

Historical indicative price trend

Key Financials

Revenue (TTM)

₹800.21 Cr

Net Profit

₹158.84 Cr

EBITDA

₹541.18 Cr

EPS

₹0.26

ROE

10.46%

ROCE

32.9%

Debt / Equity

2.59

Book Value

₹297.46

Face Value

1

About

Motilal Oswal Home Finance

Founded

2019

Headquarters

Mumbai, Maharashtra, India

Employees

NA

Listed (IPO)

Unlisted

Motilal Oswal Home Finance (MOHFL) is a non-deposit taking Housing Finance Company (HFC) registered with the RBI, dedicated to affordable housing loans for economically weaker sections, lower income groups, self-employed, cash-salaried, and new-to-credit customers lacking formal documentation. It provides home purchase, construction, extension, improvement, repair, renovation, and balance transfer loans, assessed via cash flows and internal scoring, with PMAY 2.0 subsidy partnerships through NHB.

Read More

As of March 31, 2025, MOHFL operates 112 branches across 12 states in India, serving over 50,657 families with average LTV 58% and FOIR 43%.

Shareholders

Name

2026

Motilal Oswal Financial Services Limited

75.30%

Motilal Oswal Finvest Limited

9.94%

Motilal Oswal Wealth Limited

7.99%

Motilal Oswal Investment Advisors Limited

4%

Promoters

2.50%

Promoter and Management

Promoter and Management

Designation

Mr. Motilal Oswal

Chairman

Mr. Sukesh Bhowal

MD & CEO

Mr. Bhavin Shah

CFO

Particulars

FY22

FY23

FY24

FY25

FY26

Total Revenue

526.2

531.93

589.08

651.57

800.82

Total Revenue YoY Growth (%)

-3.54

1.09

10.74

10.61

22.91

EBITDA

352.03

397.79

426.91

439.46

541.18

EBITDA Margin (%)

67.48

75.51

73.86

69.76

67.63

EBIT

347.34

394.1

421.7

433.92

534.73

EBIT Margin (%)

66.58

75.51

72.96

68.88

66.82

PBT

118.31

175.54

171.28

166.42

208.6

PBT Margin (%)

22.68

33.32

29.63

26.42

26.07

PAT

94.89

136.36

132.52

130.26

158.84

Revenue from Operations

521.7

526.8

577.99

629.95

800.21

YoY Growth (%)

128.57

43.75

-4.35

-4.55

23.81

EPS (Diluted ₹)

0.16

0.23

0.22

0.21

0.26

Particulars

FY22

FY23

FY24

FY25

FY26

Total Non-Current Assets

46.66

41.19

33.09

36.37

30.17

Total Current Assets

3716.36

4106.79

4519

5494.45

6288.48

Total Assets

3763.02

4147.98

4552.09

5530.82

6318.65

Total Non-Current Liabilities

6.66

7.15

8.99

13.82

17.01

Total Current Liabilities

2749.39

2993.11

3255.96

4088.36

4693.78

Total Liabilities

2756.05

3000.26

3255.96

4102.18

4710.79

Total Equity

1006.97

1147.72

1287.14

1428.64

1607.86

Total Liabilities and Equity

3763.02

4147.98

4552.09

5530.82

6318.65

Particulars

FY22

FY23

FY24

FY25

FY26

Cash & Cash Equivalents (Closing)

231.04

275.05

443.34

305.7

492.77

Operating Activities (A)

175.44

-239.18

39.3

-555.54

-947.52

Investing Activities (B)

-19.45

-4.66

21.4

1.93

-71.77

Financing Activities (C)

-244.54

287.85

107.59

415.96

1206.36

Net (Decrease) / Increase (A+B+C)

-88.55

44.01

168.29

-137.65

187.07

Particulars

FY22

FY23

FY24

FY25

FY26

Current Ratio (x)

1.35

1.37

1.39

1.34

1.33

Cashflow Ratio (x)

0.06

-0.08

0.01

-0.14

-0.2

EBIT Margin (%)

66.58

74.81

72.96

68.88

66.82

Net Profit Margin (%)

18.19

25.88

22.93

20.68

19.83

ROA (%)

2.48

3.45

3.05

2.58

2.68

ROE (%)

9.9

12.66

10.89

9.59

10.46

ROCE (%)

36.04

36.35

34.41

31.68

32.9

Operating Profit Margin (%)

22.68

33.32

29.63

68.88

66.82

PBT Margin (%)

22.68

33.32

29.63

26.42

26.07

EBITDA Margin (%)

67.48

75.51

73.86

69.76

67.63

Debt to Equity (x)

2.58

2.51

2.32

2.6

2.87

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Quick Snapshot

ISIN

INE218H01017

CIN

₹10

Industry

Financial Services

Lot Size

50 Shares

Dipository:

NSDL & CDSL

PAN No.

AAMCA0234H

Registration Date

18/06/2026

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