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Airtel Payments Bank

At a glance

  • Income

    FY26

    ₹3,207 Cr

    +18.4%on FY25

    What the company earned in the year, before its costs.

  • Profit

    FY26

    ₹109 Cr

    +74.7%on FY25

    What was left after every cost and tax was paid.

From the company's published figures; sources are beside each figure further down the page.

Key details

Company
Airtel Payments Bank
ISIN
INE360U01018
Sector
Financial Services
Type of share
Unlisted equity share
Indicative price per share
On request
Price last updated
12 Oct 2026
Minimum quantity
Confirmed by the desk
How you hold it
In your own demat account
Enquiries
GrowFast desk, on WhatsApp

Indicative prices, illiquid shares. Prices are indicative and can change without notice. Unlisted shares are illiquid: you may not be able to sell when you want to, or at the price shown.

Company

About Airtel Payments Bank

Airtel Payments Bank is a payments bank: it takes deposits and handles payments and remittances, but does not make loans, so nearly all its income is fees and commissions rather than interest. It belongs to the Bharti Airtel group, whose company Airtel Limited is the holding company with 69.94% of the shares; almost all the rest is held by other corporate shareholders. The bank is profitable (₹109 crore in 2025-26) but still carries accumulated losses from its early years.

Written from: airtelpayments.bank.in, airtelpayments.bank.in

Financials

Ask for the full annual report.

The figures on this page are the headline numbers. The desk can share the latest annual report and anything published since.

Ask for the financials
Sector
Financial Services
ISIN
INE360U01018
Year of incorporation
2010
Headquarters
New Delhi (registered office); corporate office in Gurugram, Haryana
Parent
Airtel Limited (Bharti Airtel group), holding company with 69.94%
Airtel Payments Bank annual return (Form MGT-7) 2025-26
Key people
Managing Director & CEO: Anubrata Biswas; Chief Financial Officer: Anuj Bansal; Whole-time Director: Ganesh Ananthanarayanan
Airtel Payments Bank annual return (Form MGT-7) 2025-26
Equity shares outstanding
2,46,50,07,036 shares
Airtel Payments Bank annual financial statements 2025-26
CIN
U65100DL2010PLC201058

Read from: Airtel Payments Bank notice of 16th AGM, unless another source is shown on a card.

Key data

What the numbers mean

The ratios buyers look at, each said in plain words.

Indicative price
On request
No. of shares
2,46,50,07,036
EPS
₹0.44
Face value
₹10

Figures marked “calculated” are worked out by GrowFast from its indicative price and the company's published figures for FY2025-26. They move with the price, and they are arithmetic, not a valuation.

Figures in ₹ crore

Financials

Airtel Payments Bank Limited. As published in the company's audited reports. GrowFast has not audited them.

Published figures by financial year
ParticularsFY24FY25FY26Latest
Other income (fees and commissions; the bank's main income)1,670.692,455.922,888.47▲18%
Total income1,835.82,708.633,206.73▲18%
Net profit for the year34.5162.6109.38▲75%
Basic earnings per share (face value ₹10) (₹)0.140.260.44▲69%
Interest earned165.11252.71318.26▲26%
Interest expended43.9161.8476.76▲24%
Operating expenses1,744.812,604.233,315.74▲27%
Provisions and contingencies12.57-20.03-295.14▼1373%

Rupees crore unless marked, standalone. The change shown is the latest year against the year before. Read from: Airtel Payments Bank annual financial statement 2024-25 (previous-year column), Airtel Payments Bank annual financial statements 2025-26.

Ownership

Shareholding pattern

Who owns the company

As of 31 March 2026

Promoters – bodies corporate (Airtel Limited and its nominees; six holders): 69.94%Public – bodies corporate: 29.96%Public – Indian individuals: 0.10%

69.9%Promoters – bodies corporate (Airtel Limited and its nominees; six holders)

Largest holder
69.9%
Top 3 together
100.0%
Holders named
3
  • Promoters – bodies corporate (Airtel Limited and its nominees; six holders)69.94%
  • Public – bodies corporate29.96%
  • Public – Indian individuals0.10%
  • Total100.00%

Read from: Airtel Payments Bank annual return (Form MGT-7) 2025-26

Leadership

Management

  • Anubrata Biswas

    Managing Director & CEO

  • Anuj Bansal

    CFO

  • Ganesh Ananthanarayanan

    Whole-time director

  • Sunil Bharti Mittal

    Director

  • Gopal Vittal

    Director

  • Harjeet Kohli

    Director

  • Shabnam Sinha

    Independent Director (additional director from 31 July 2025; appointment put to the 2026 AGM)

  • Suman Singh

    Company Secretary

Read from: Airtel Payments Bank notice of 16th AGM, Airtel Payments Bank annual return (Form MGT-7) 2025-26

Corporate calendar

Events

  • 3 Aug 2026AGM16th annual general meeting called to adopt the 2025-26 accounts, re-appoint Harjeet Kohli and Gopal Vittal, appoint two independent directors and revise senior payOpen

Reports and filings

Annual reports and results

Each link opens the document where its publisher keeps it.

Before you buy

Six things to check on any unlisted share.

The same list applies to every stock. None of it is advice on this one.

  • The company's latest financials

    Revenue, profit and debt for the last three years, from its audited annual report. Ask the desk for the most recent set.

  • What the price implies

    Compare the price per share with earnings and book value per share, and with listed companies in the same business.

  • Whether a listing is planned

    A company may file for an IPO, delay it or never list. A listing, its timing and its price are never certain.

  • How you would sell

    There is no exchange for these shares. You sell by finding a buyer, which can take time and may be at a lower price.

  • Lock-in after a listing

    Shares bought before an IPO are usually locked in for a period after the company lists. Confirm the current rule before you buy.

  • Tax on your gains

    Unlisted shares are taxed differently from listed ones. Check your position with a tax adviser.

Questions

What buyers ask about this stock.

Not answered here? Ask the desk.

Inquire about Airtel Payments Bank on WhatsApp
Is the price shown for Airtel Payments Bank final?

No. It is an indicative price per share. The desk confirms the price and the quantity available when you inquire, and the confirmed price is the one you deal at.

How do I buy these shares?

Press Inquire. It opens a WhatsApp chat with the desk, with this stock already named. After the price and quantity are agreed, a 10% advance locks the deal. Once your KYC is complete you pay the balance, and the shares are transferred to your demat account.

Do I pay anything on this website?

No. No payment is taken and no order is placed on this site. Payment details are shared by the desk only after the deal is agreed.

What do I need before I can buy?

A demat account in your name and the documents for KYC: your identity and demat account details are verified before any deal, as the regulations require.

Can I sell my Airtel Payments Bank shares to GrowFast?

GrowFast buys as well as sells. Press Inquire and tell the desk how many shares you hold; it will come back with what it can offer.

How do I sell Airtel Payments Bank shares I already hold?

Tell the desk how many you hold. If a price is agreed, you transfer the shares from your demat account with a delivery instruction to your depository participant (a DIS, or its online equivalent), and payment follows as agreed with the desk.

Is there a lock-in if the company lists?

Shares held before an IPO are generally locked in for a period after the listing under SEBI's rules, which have changed over time. Ask the desk for the rule that applies today before you buy.

Is buying unlisted shares legal in India?

Yes. Shares of an unlisted company can be bought and sold privately and are transferred between demat accounts. They are not traded on a stock exchange, so the protections of an exchange do not apply.

What is the minimum I can buy?

It differs by stock and by what the desk holds at the time. The desk confirms the minimum quantity when you inquire.

What is an ISIN?

The 12-character code that identifies a security. It is how your depository knows exactly which share is being transferred to your demat account.

Why are unlisted shares riskier than listed ones?

Prices are indicative and can change without notice. Unlisted shares are illiquid: you may not be able to sell when you want to, or at the price shown.

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Risk disclosure

Prices on this site are indicative, quoted per share, and are not an offer to buy or sell. The price and quantity for any deal are confirmed by GrowFast's desk at the time you deal.

Unlisted, pre-IPO and delisted shares are not traded on a stock exchange. They are illiquid, their prices can move sharply, and you may be unable to sell them when you wish or at all. A company that is expected to list may not do so.

Nothing on this site is investment advice or a promise of returns. Past prices do not predict future prices. Consider your own circumstances, and take independent advice, before you invest.

Inquire opens a WhatsApp chat with GrowFast. No payment is taken and no order is placed on this site.

GrowFast is not affiliated with, sponsored by or endorsed by Airtel Payments Bank. Its name and logo belong to their owner and are shown only to identify the company. Figures about it come from published sources and have not been audited by GrowFast. See the Terms and Conditions.