IKF Finance Limited
- Unlisted share
- Financial Services
- ISIN INE859C01033
At a glance
Sales
FY26
₹1,168 Cr
+36.8%on FY25What the company earned from its customers in the year.
Profit
FY26
₹215 Cr
+50.2%on FY25What was left after every cost and tax was paid.
Market valuecalculated
₹3,680 Cr
What the whole company would be worth at GrowFast's indicative price.
Net worth
FY26
₹1,982 Cr
What the owners would have left on paper if every debt was repaid.
From the company's published figures; sources are beside each figure further down the page.
Key details
- Company
- IKF Finance Limited
- ISIN
- INE859C01033
- Sector
- Financial Services
- Type of share
- Unlisted equity share
- Indicative price per share
- ₹196.02
- Price last updated
- 12 Oct 2026
- Minimum quantity
- Confirmed by the desk
- How you hold it
- In your own demat account
- Enquiries
- GrowFast desk, on WhatsApp
Indicative prices, illiquid shares. Prices are indicative and can change without notice. Unlisted shares are illiquid: you may not be able to sell when you want to, or at the price shown.
Company
About IKF Finance Limited
IKF Finance is an RBI-registered non-banking finance company founded in Vijayawada and now run from Hyderabad. It lends mainly against commercial vehicles and other vehicles, along with MSME and loan-against-property loans, and offers home loans through its wholly owned subsidiary IKF Home Finance; consolidated assets under management crossed ₹8,600 crore in FY2025-26. Founder V. G. K. Prasad and his family are the promoters, and private equity investors, such as Norwest Capital and India Business Excellence Fund-IV, hold a large part of the remainder.
Written from: cdn.prod.website-files.com
Listing status. Equity shares are not listed on any stock exchange; the company's non-convertible debentures are listed on the debt segment of BSE IKF Finance annual report 2025-26
Financials
Ask for the full annual report.
The figures on this page are the headline numbers. The desk can share the latest annual report and anything published since.
Ask for the financials- Sector
- Financial Services
- ISIN
- INE859C01033
- Year of incorporation
- 1991
- Registered office
- Vijayawada, Andhra Pradesh
- Promoters
- Founder V. G. K. Prasad (Vupputuri Gopala Kishan Prasad) and family: promoters 35.27% plus foreign promoters 1.72%; three foreign companies (private equity investors) hold 40.80%
- Key people
- Founder and Chairman: Vupputuri Gopala Kishan Prasad; Managing Director: Vasumathi Devi Koganti; CFO: Prakash Bhawnani; Company Secretary: Sreenivasa Rao Chapalamadugu
- Face value per equity share
- ₹5
- Equity shares outstanding
- 18,77,19,982 shares
- CIN
- U65992AP1991PLC012736
- Official website
- ikffinance.com
Read from: IKF Finance annual report 2025-26, unless another source is shown on a card.
Key data
What the numbers mean
The ratios buyers look at, each said in plain words.
Price to earnings (P/E)calculated
16.1×
At this price you pay ₹16.1 for every ₹1 of profit the company made in the year.
Price to book (P/B)calculated
1.86×
At this price you pay ₹1.86 for every ₹1 of net worth on the company's books.
Profit margincalculated
18.4%
Out of every ₹100 of sales, ₹18.4 was left as profit.
Return on equitycalculated
10.8%
For every ₹100 of the owners' money, the company made ₹10.8 of profit in the year.
Debt to equitycalculated
2.39×
The company has borrowed ₹2.39 for every ₹1 of its owners' money.
Lenders and finance companies normally borrow far more than other businesses.
- Indicative price
- ₹196.02
- Market valuecalculated
- ₹3,680 Cr
- price × shares
- No. of shares
- 18,77,19,982
- EPS
- ₹12.17
- Book value per share
- ₹105.58
- Face value
- ₹5
Figures marked “calculated” are worked out by GrowFast from its indicative price and the company's published figures for FY2025-26. They move with the price, and they are arithmetic, not a valuation.
Figures in ₹ crore
Financials
IKF Finance Limited. As published in the company's audited reports. GrowFast has not audited them.
Sales, year by year
₹ crore. The darkest bar is the latest year.
FY23 to FY26: ₹374 Cr to ₹1,168 Cr.
Profit, year by year
₹ crore, after tax. A bar below the line is a loss.
FY23 to FY26: ₹61.52 Cr to ₹215 Cr.
| Particulars | FY23 | FY24 | FY25 | FY26Latest |
|---|---|---|---|---|
| Total revenue from operations | 374.44 | 579.42 | 853.98 | 1,167.96▲37% |
| Other income | 4.01 | 6.58 | 18.97 | 21.3▲12% |
| Total income | 378.45 | 586 | 872.95 | 1,189.26▲36% |
| Depreciation, amortisation and impairment | 3.42 | 4.69 | 5.16 | 5.74▲11% |
| Finance costs | 192.18 | 284.76 | 420.28 | 529.36▲26% |
| Profit before tax | 82.48 | 137.01 | 191.15 | 285.47▲49% |
| Profit for the period | 61.52 | 101.81 | 142.82 | 214.53▲50% |
| Basic EPS (₹10 face value, before the 2026 split) (₹) | 11.46 | 14.97 | 10.18 | 12.17▲20% |
| Capital to risk assets ratio (standalone) (%) | n/a | n/a | n/a | 27.34 |
| Impairment on financial instruments | n/a | n/a | 49.17 | 93.88▲91% |
| Interest income | 365.5 | 567.1 | 774.35 | 1,088.86▲41% |
Rupees crore unless marked, standalone, consolidated. The change shown is the latest year against the year before. Read from: IKF Finance annual report 2025-26, IKF Finance annual report 2023-24.
Credit rating. IND AA/Stable (India Ratings; bank facilities ₹100 crore, 7 January 2026; NCDs ₹500 crore, 9 February 2026) and IND A1+ on commercial paper; CARE A+/Stable (CARE Ratings; bank facilities ₹3,600 crore, NCDs ₹988 crore, subordinated debt ₹165 crore, 26 December 2025) (as on 31 March 2026) IKF Finance annual report 2025-26
Ownership
Shareholding pattern
Who owns the company
As of 31 March 2026
40.8%Foreign companies
- Largest holder
- 40.8%
- Top 3 together
- 90.2%
- Holders named
- 6
- Foreign companies40.80%
- Promoters35.27%
- Corporate bodies (domestic companies and trusts)14.12%
- Public8.01%
- Foreign promoters1.72%
- Non-resident Indians0.08%
- Total100.00%
Read from: IKF Finance annual report 2025-26
Capital history
Fund raise history
| Date and detail | Type | Instrument | Price per share | Amount raised |
|---|---|---|---|---|
| 13 Aug 202513,50,634 fully paid shares allotted to the founder V. G. K. Prasad at ₹366.42; with the May allotment the report totals ₹749.49 crore for 2,04,54,395 shares. | Preferential allotment | Equity shares (₹10 face value, pre-split) | ₹366.42 | ₹49 Cr |
| 16 May 20251,91,03,761 fully paid shares allotted to Norwest Capital LLC, India Business Excellence Fund-IV, IBEF Gift SPV 3 and Motilal Oswal Wealth at ₹366.42 each (amount is the sum of the four considerations stated). | Private placement | Equity shares (₹10 face value, pre-split) | ₹366.42 | ₹700 Cr |
| 13 May 202532,49,151 partly paid shares issued to the founder at an issue price of ₹366.42 in May and August 2025, with ₹1 per share received so far. | Preferential allotment | Partly paid equity shares (₹1 paid up) | ₹366.42 | Not stated |
Read from: IKF Finance annual report 2025-26
Leadership
Management
Vupputuri Gopala Kishan Prasad
Founder and Chairman
Vasumathi Devi Koganti
Managing Director
Prakash Bhawnani
Chief Financial Officer
Sreenivasa Rao Chapalamadugu
Company Secretary
Dr. Satyanand Sinha Chunduri
Director
Vinit Mukesh Mehta
Nominee Director
Robin Bhanwarlal Agarwal
Nominee Director
Sethuraman Ganesh
Independent Director
Raman Uberoi
Independent Director
Read from: IKF Finance annual report 2025-26
Corporate calendar
Events
- 11 May 2026ResultsBoard approved audited FY2025-26 accountsOpen
- 6 Mar 2026EGMShareholders approved splitting each ₹10 equity share into two ₹5 shares and extended the 2026 employee stock option plan to the housing subsidiaryOpen
- 9 Feb 2026Credit ratingIndia Ratings assigned IND AA/Stable to ₹500 crore of NCDs and IND A1+ to ₹275 crore of commercial paperOpen
- 26 Dec 2025Credit ratingCARE Ratings renewed CARE A+/Stable on bank facilities, NCDs and subordinated debtOpen
- 16 May 2025Share issueAbout ₹700 crore of equity allotted to Norwest Capital, India Business Excellence Fund-IV, IBEF Gift SPV 3 and Motilal Oswal Wealth at ₹366.42 a shareOpen
Reports and filings
Annual reports and results
Each link opens the document where its publisher keeps it.
Before you buy
Six things to check on any unlisted share.
The same list applies to every stock. None of it is advice on this one.
The company's latest financials
Revenue, profit and debt for the last three years, from its audited annual report. Ask the desk for the most recent set.
What the price implies
Compare the price per share with earnings and book value per share, and with listed companies in the same business.
Whether a listing is planned
A company may file for an IPO, delay it or never list. A listing, its timing and its price are never certain.
How you would sell
There is no exchange for these shares. You sell by finding a buyer, which can take time and may be at a lower price.
Lock-in after a listing
Shares bought before an IPO are usually locked in for a period after the company lists. Confirm the current rule before you buy.
Tax on your gains
Unlisted shares are taxed differently from listed ones. Check your position with a tax adviser.
Questions
What buyers ask about this stock.
Not answered here? Ask the desk.
Inquire about IKF Finance Limited on WhatsAppIs the price shown for IKF Finance Limited final?
No. It is an indicative price per share. The desk confirms the price and the quantity available when you inquire, and the confirmed price is the one you deal at.
How do I buy these shares?
Press Inquire. It opens a WhatsApp chat with the desk, with this stock already named. After the price and quantity are agreed, a 10% advance locks the deal. Once your KYC is complete you pay the balance, and the shares are transferred to your demat account.
Do I pay anything on this website?
No. No payment is taken and no order is placed on this site. Payment details are shared by the desk only after the deal is agreed.
What do I need before I can buy?
A demat account in your name and the documents for KYC: your identity and demat account details are verified before any deal, as the regulations require.
Can I sell my IKF Finance Limited shares to GrowFast?
GrowFast buys as well as sells. Press Inquire and tell the desk how many shares you hold; it will come back with what it can offer.
How do I sell IKF Finance Limited shares I already hold?
Tell the desk how many you hold. If a price is agreed, you transfer the shares from your demat account with a delivery instruction to your depository participant (a DIS, or its online equivalent), and payment follows as agreed with the desk.
Is there a lock-in if the company lists?
Shares held before an IPO are generally locked in for a period after the listing under SEBI's rules, which have changed over time. Ask the desk for the rule that applies today before you buy.
Is buying unlisted shares legal in India?
Yes. Shares of an unlisted company can be bought and sold privately and are transferred between demat accounts. They are not traded on a stock exchange, so the protections of an exchange do not apply.
What is the minimum I can buy?
It differs by stock and by what the desk holds at the time. The desk confirms the minimum quantity when you inquire.
What is an ISIN?
The 12-character code that identifies a security. It is how your depository knows exactly which share is being transferred to your demat account.
Why are unlisted shares riskier than listed ones?
Prices are indicative and can change without notice. Unlisted shares are illiquid: you may not be able to sell when you want to, or at the price shown.
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Risk disclosure
Prices on this site are indicative, quoted per share, and are not an offer to buy or sell. The price and quantity for any deal are confirmed by GrowFast's desk at the time you deal.
Unlisted, pre-IPO and delisted shares are not traded on a stock exchange. They are illiquid, their prices can move sharply, and you may be unable to sell them when you wish or at all. A company that is expected to list may not do so.
Nothing on this site is investment advice or a promise of returns. Past prices do not predict future prices. Consider your own circumstances, and take independent advice, before you invest.
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GrowFast is not affiliated with, sponsored by or endorsed by IKF Finance Limited. Its name and logo belong to their owner and are shown only to identify the company. Figures about it come from published sources and have not been audited by GrowFast. See the Terms and Conditions.