Maxvalue Credits and Investments
- Unlisted share
- Investment & Holding
- ISIN INE040401023
At a glance
Income
FY26
₹81.05 Cr
+24.8%on FY25What the company earned in the year, before its costs.
Profit
FY26
₹4.73 Cr
+26.8%on FY25What was left after every cost and tax was paid.
Net worth
FY26
₹109 Cr
What the owners would have left on paper if every debt was repaid.
From the company's published figures; sources are beside each figure further down the page.
Key details
- Company
- Maxvalue Credits and Investments
- ISIN
- INE040401023
- Sector
- Investment & Holding
- Type of share
- Unlisted equity share
- Indicative price per share
- ₹4.46
- Price last updated
- 12 Oct 2026
- Minimum quantity
- Confirmed by the desk
- How you hold it
- In your own demat account
- Enquiries
- GrowFast desk, on WhatsApp
Indicative prices, illiquid shares. Prices are indicative and can change without notice. Unlisted shares are illiquid: you may not be able to sell when you want to, or at the price shown.
Company
About Maxvalue Credits and Investments
Maxvalue Credits and Investments is a Thrissur-based non-banking finance company that lends mainly against gold, alongside vehicle, traders and consumer loans, through branches in South India. It was incorporated in 1995 and is run by a board led by its chairman and managing director; the rating agency note does not name a parent company.
Written from: connect.acuite.in, maxvaluecredits.com
Financials
Ask for the full annual report.
The figures on this page are the headline numbers. The desk can share the latest annual report and anything published since.
Ask for the financials- Sector
- Investment & Holding
- ISIN
- INE040401023
- Incorporated
- 1995
- Headquarters
- Thrissur, Kerala
- Key people
- Chairman & Managing Director: Mr. Manoj V B; Directors: Christo George, K. Nandhakumar
- Company website, Board of Directors page
- Website
- maxvaluecredits.com
Read from: Acuite Ratings press release dated 13 July 2026, unless another source is shown on a card.
Key data
What the numbers mean
The ratios buyers look at, each said in plain words.
Return on equitycalculated
4.3%
For every ₹100 of the owners' money, the company made ₹4.3 of profit in the year.
Debt to equitycalculated
3.43×
The company has borrowed ₹3.43 for every ₹1 of its owners' money.
Lenders and finance companies normally borrow far more than other businesses.
- Indicative price
- ₹4.46
- Face value
- ₹5
Figures marked “calculated” are worked out by GrowFast from its indicative price and the company's published figures for FY2025-26. They move with the price, and they are arithmetic, not a valuation.
Figures in ₹ crore
Financials
Maxvalue Credits and Investments Limited. As published in the company's audited reports. GrowFast has not audited them.
Income, year by year
₹ crore. The darkest bar is the latest year.
FY25 to FY26: ₹64.96 Cr to ₹81.05 Cr.
Profit, year by year
₹ crore, after tax. A bar below the line is a loss.
FY25 to FY26: ₹3.73 Cr to ₹4.73 Cr.
| Particulars | FY25 | FY26Latest |
|---|---|---|
| Total income as defined by Acuite: net interest income plus other income | 64.96 | 81.05▲25% |
| Profit after tax | 3.73 | 4.73▲27% |
Rupees crore unless marked, as reported by Acuite Ratings (basis not stated). The change shown is the latest year against the year before. Read from: Acuite Ratings press release dated 13 July 2026.
Credit rating. ACUITE BB+ / Stable (assigned) on ₹50 crore proposed non-convertible debentures (13 July 2026) Acuite Ratings press release dated 13 July 2026
Leadership
Management
Mr. Manoj V B
Chairman & Managing Director
Christo George
Director
K. Nandhakumar
Director
Saraladevi Mecheriparambil
Director
Valakadavil Krishnan Gopinathan
Director
Perinthalakkat Parameswaran Narayanan
Director
Roy Johnson Vellanaikkaran
Director
Sadanandan Prasanna Kumar
Director
Read from: Company website, Board of Directors page, Acuite Ratings press release dated 13 July 2026
Corporate calendar
Events
- 13 Jul 2026Rating actionAcuite assigned ACUITE BB+ (Stable) to ₹50 crore of proposed non-convertible debenturesOpen
Reports and filings
Annual reports and results
Each link opens the document where its publisher keeps it.
Before you buy
Six things to check on any unlisted share.
The same list applies to every stock. None of it is advice on this one.
The company's latest financials
Revenue, profit and debt for the last three years, from its audited annual report. Ask the desk for the most recent set.
What the price implies
Compare the price per share with earnings and book value per share, and with listed companies in the same business.
Whether a listing is planned
A company may file for an IPO, delay it or never list. A listing, its timing and its price are never certain.
How you would sell
There is no exchange for these shares. You sell by finding a buyer, which can take time and may be at a lower price.
Lock-in after a listing
Shares bought before an IPO are usually locked in for a period after the company lists. Confirm the current rule before you buy.
Tax on your gains
Unlisted shares are taxed differently from listed ones. Check your position with a tax adviser.
Questions
What buyers ask about this stock.
Not answered here? Ask the desk.
Inquire about Maxvalue Credits and Investments on WhatsAppIs the price shown for Maxvalue Credits and Investments final?
No. It is an indicative price per share. The desk confirms the price and the quantity available when you inquire, and the confirmed price is the one you deal at.
How do I buy these shares?
Press Inquire. It opens a WhatsApp chat with the desk, with this stock already named. After the price and quantity are agreed, a 10% advance locks the deal. Once your KYC is complete you pay the balance, and the shares are transferred to your demat account.
Do I pay anything on this website?
No. No payment is taken and no order is placed on this site. Payment details are shared by the desk only after the deal is agreed.
What do I need before I can buy?
A demat account in your name and the documents for KYC: your identity and demat account details are verified before any deal, as the regulations require.
Can I sell my Maxvalue Credits and Investments shares to GrowFast?
GrowFast buys as well as sells. Press Inquire and tell the desk how many shares you hold; it will come back with what it can offer.
How do I sell Maxvalue Credits and Investments shares I already hold?
Tell the desk how many you hold. If a price is agreed, you transfer the shares from your demat account with a delivery instruction to your depository participant (a DIS, or its online equivalent), and payment follows as agreed with the desk.
Is there a lock-in if the company lists?
Shares held before an IPO are generally locked in for a period after the listing under SEBI's rules, which have changed over time. Ask the desk for the rule that applies today before you buy.
Is buying unlisted shares legal in India?
Yes. Shares of an unlisted company can be bought and sold privately and are transferred between demat accounts. They are not traded on a stock exchange, so the protections of an exchange do not apply.
What is the minimum I can buy?
It differs by stock and by what the desk holds at the time. The desk confirms the minimum quantity when you inquire.
What is an ISIN?
The 12-character code that identifies a security. It is how your depository knows exactly which share is being transferred to your demat account.
Why are unlisted shares riskier than listed ones?
Prices are indicative and can change without notice. Unlisted shares are illiquid: you may not be able to sell when you want to, or at the price shown.
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Risk disclosure
Prices on this site are indicative, quoted per share, and are not an offer to buy or sell. The price and quantity for any deal are confirmed by GrowFast's desk at the time you deal.
Unlisted, pre-IPO and delisted shares are not traded on a stock exchange. They are illiquid, their prices can move sharply, and you may be unable to sell them when you wish or at all. A company that is expected to list may not do so.
Nothing on this site is investment advice or a promise of returns. Past prices do not predict future prices. Consider your own circumstances, and take independent advice, before you invest.
Inquire opens a WhatsApp chat with GrowFast. No payment is taken and no order is placed on this site.
GrowFast is not affiliated with, sponsored by or endorsed by Maxvalue Credits and Investments. Its name and logo belong to their owner and are shown only to identify the company. Figures about it come from published sources and have not been audited by GrowFast. See the Terms and Conditions.