Motilal Oswal Home Finance Ltd
- Unlisted share
- Financial Services
- ISIN INE658R01011
At a glance
Sales
FY26
₹800 Cr
+27.0%on FY25What the company earned from its customers in the year.
Profit
FY26
₹159 Cr
+21.9%on FY25What was left after every cost and tax was paid.
Market valuecalculated
₹6,066 Cr
What the whole company would be worth at GrowFast's indicative price.
Net worth
FY26
₹1,608 Cr
What the owners would have left on paper if every debt was repaid.
From the company's published figures; sources are beside each figure further down the page.
Key details
- Company
- Motilal Oswal Home Finance Ltd
- ISIN
- INE658R01011
- Sector
- Financial Services
- Type of share
- Unlisted equity share
- Indicative price per share
- ₹9.98
- Price last updated
- 12 Oct 2026
- Minimum quantity
- Confirmed by the desk
- How you hold it
- In your own demat account
- Enquiries
- GrowFast desk, on WhatsApp
Indicative prices, illiquid shares. Prices are indicative and can change without notice. Unlisted shares are illiquid: you may not be able to sell when you want to, or at the price shown.
Company
About Motilal Oswal Home Finance Ltd
Motilal Oswal Home Finance Limited is a housing finance company that lends mainly to lower and middle income families buying affordable homes, and also offers loans against property. It reported assets under management of about ₹5,829 crore and 126 branches across 12 states at 31 March 2026. It is a subsidiary of the listed Motilal Oswal Financial Services Limited, which holds about 74.8% directly, with other Motilal Oswal group companies holding most of the rest.
Written from: motilaloswalhf.com
Listing status. Equity shares are not listed on any stock exchange; the company's non-convertible debentures and commercial paper are listed on BSE. Motilal Oswal Home Finance Limited Annual Report 2025-26
Financials
Ask for the full annual report.
The figures on this page are the headline numbers. The desk can share the latest annual report and anything published since.
Ask for the financials- Sector
- Financial Services
- ISIN
- INE658R01011
- Year of incorporation
- 2013
- Registered office
- Mumbai, Maharashtra
- Holding company
- Motilal Oswal Financial Services Limited (74.80%); Motilal Oswal Finvest Limited (9.87%) and Motilal Oswal Wealth Limited (7.93%) also hold more than 5%
- Key people
- Chairman & Non-Executive Director: Motilal Oswal; Managing Director & Chief Executive Officer: Sukesh Bhowal; Chief Financial Officer: Bhavin Shah
- Employees
- 3,161 people
- Face value per equity share
- ₹1
- Issued, subscribed and paid-up equity shares
- 6,07,80,42,292 shares
- Corporate Identity Number
- U65923MH2013PLC248741
- Website
- motilaloswalhf.com
Read from: Motilal Oswal Home Finance Limited Annual Report 2025-26, unless another source is shown on a card.
Key data
What the numbers mean
The ratios buyers look at, each said in plain words.
Price to earnings (P/E)calculated
38.4×
At this price you pay ₹38.4 for every ₹1 of profit the company made in the year.
Price to book (P/B)calculated
3.77×
At this price you pay ₹3.77 for every ₹1 of net worth on the company's books.
Profit margincalculated
19.8%
Out of every ₹100 of sales, ₹19.8 was left as profit.
Return on equitycalculated
9.9%
For every ₹100 of the owners' money, the company made ₹9.9 of profit in the year.
Debt to equitycalculated
2.87×
The company has borrowed ₹2.87 for every ₹1 of its owners' money.
Lenders and finance companies normally borrow far more than other businesses.
- Indicative price
- ₹9.98
- Market valuecalculated
- ₹6,066 Cr
- price × shares
- No. of shares
- 6,07,80,42,292
- EPS
- ₹0.26
- Book value per share
- ₹2.65
- Face value
- ₹1
Figures marked “calculated” are worked out by GrowFast from its indicative price and the company's published figures for FY2025-26. They move with the price, and they are arithmetic, not a valuation.
Figures in ₹ crore
Financials
Motilal Oswal Home Finance Limited. As published in the company's audited reports. GrowFast has not audited them.
Sales, year by year
₹ crore. The darkest bar is the latest year.
FY23 to FY26: ₹527 Cr to ₹800 Cr.
Profit, year by year
₹ crore, after tax. A bar below the line is a loss.
FY23 to FY26: ₹136 Cr to ₹159 Cr.
| Particulars | FY23 | FY24 | FY25 | FY26Latest |
|---|---|---|---|---|
| Total revenue from operations | 526.8 | 577.99 | 629.95 | 800.21▲27% |
| Other income | 5.13 | 11.09 | 21.62 | 0.61▼97% |
| Total income | 531.93 | 589.08 | 651.57 | 800.82▲23% |
| Depreciation and amortisation expense | 3.69 | 5.21 | 5.54 | 6.45▲16% |
| Finance costs | 218.56 | 250.42 | 267.5 | 326.13▲22% |
| Profit before tax | 175.54 | 171.28 | 166.42 | 208.6▲25% |
| Profit after tax | 136.36 | 132.52 | 130.26 | 158.84▲22% |
| Basic earnings per share (₹) | 0.23 | 0.22 | 0.22 | 0.26▲18% |
| Interest income | 513.42 | 558.22 | 607.7 | 719.46▲18% |
Rupees crore unless marked, standalone. The change shown is the latest year against the year before. Read from: Motilal Oswal Home Finance Limited Annual Report 2023-24, Motilal Oswal Home Finance Limited Annual Report 2025-26.
Credit rating. [ICRA]AA+ (Stable) on non-convertible debentures (upgraded 10 October 2025); [ICRA]A1+ on commercial paper (10 October 2025) ICRA rating rationale dated 10 October 2025
Ownership
Shareholding pattern
Who owns the company
74.8%Motilal Oswal Financial Services Limited (holding company)
- Largest holder
- 74.8%
- Top 3 together
- 92.6%
- Holders named
- 3
- Motilal Oswal Financial Services Limited (holding company)74.80%
- Motilal Oswal Finvest Limited9.87%
- Motilal Oswal Wealth Limited7.93%
- Total92.60%
Read from: Motilal Oswal Home Finance Limited Annual Report 2025-26
Capital history
Fund raise history
| Date and detail | Type | Instrument | Price per share | Amount raised |
|---|---|---|---|---|
| FY2025-262,41,16,913 equity shares of ₹1 each were allotted during the year under the company's employee stock option schemes; the cash flow statement shows ₹241 lakh of share capital and ₹746 lakh of share premium received. | ESOP allotment | Equity shares | Not stated | Not stated |
Read from: Motilal Oswal Home Finance Limited Annual Report 2025-26
Leadership
Management
Motilal Oswal
Chairman & Non-Executive Director
Sukesh Bhowal
Managing Director & Chief Executive Officer
Bhavin Shah
Chief Financial Officer
Raamdeo Agarawal
Non-Executive Director
Divya Momaya
Independent Director
Satinder Singh Rana
Independent Director
Neha Gada
Independent Director
Sunny Ganatra
Company Secretary & Compliance Officer
Read from: Motilal Oswal Home Finance Limited Annual Report 2025-26
Corporate calendar
Events
Reports and filings
Annual reports and results
Each link opens the document where its publisher keeps it.
Before you buy
Six things to check on any unlisted share.
The same list applies to every stock. None of it is advice on this one.
The company's latest financials
Revenue, profit and debt for the last three years, from its audited annual report. Ask the desk for the most recent set.
What the price implies
Compare the price per share with earnings and book value per share, and with listed companies in the same business.
Whether a listing is planned
A company may file for an IPO, delay it or never list. A listing, its timing and its price are never certain.
How you would sell
There is no exchange for these shares. You sell by finding a buyer, which can take time and may be at a lower price.
Lock-in after a listing
Shares bought before an IPO are usually locked in for a period after the company lists. Confirm the current rule before you buy.
Tax on your gains
Unlisted shares are taxed differently from listed ones. Check your position with a tax adviser.
Questions
What buyers ask about this stock.
Not answered here? Ask the desk.
Inquire about Motilal Oswal Home Finance Ltd on WhatsAppIs the price shown for Motilal Oswal Home Finance Ltd final?
No. It is an indicative price per share. The desk confirms the price and the quantity available when you inquire, and the confirmed price is the one you deal at.
How do I buy these shares?
Press Inquire. It opens a WhatsApp chat with the desk, with this stock already named. After the price and quantity are agreed, a 10% advance locks the deal. Once your KYC is complete you pay the balance, and the shares are transferred to your demat account.
Do I pay anything on this website?
No. No payment is taken and no order is placed on this site. Payment details are shared by the desk only after the deal is agreed.
What do I need before I can buy?
A demat account in your name and the documents for KYC: your identity and demat account details are verified before any deal, as the regulations require.
Can I sell my Motilal Oswal Home Finance Ltd shares to GrowFast?
GrowFast buys as well as sells. Press Inquire and tell the desk how many shares you hold; it will come back with what it can offer.
How do I sell Motilal Oswal Home Finance Ltd shares I already hold?
Tell the desk how many you hold. If a price is agreed, you transfer the shares from your demat account with a delivery instruction to your depository participant (a DIS, or its online equivalent), and payment follows as agreed with the desk.
Is there a lock-in if the company lists?
Shares held before an IPO are generally locked in for a period after the listing under SEBI's rules, which have changed over time. Ask the desk for the rule that applies today before you buy.
Is buying unlisted shares legal in India?
Yes. Shares of an unlisted company can be bought and sold privately and are transferred between demat accounts. They are not traded on a stock exchange, so the protections of an exchange do not apply.
What is the minimum I can buy?
It differs by stock and by what the desk holds at the time. The desk confirms the minimum quantity when you inquire.
What is an ISIN?
The 12-character code that identifies a security. It is how your depository knows exactly which share is being transferred to your demat account.
Why are unlisted shares riskier than listed ones?
Prices are indicative and can change without notice. Unlisted shares are illiquid: you may not be able to sell when you want to, or at the price shown.
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Risk disclosure
Prices on this site are indicative, quoted per share, and are not an offer to buy or sell. The price and quantity for any deal are confirmed by GrowFast's desk at the time you deal.
Unlisted, pre-IPO and delisted shares are not traded on a stock exchange. They are illiquid, their prices can move sharply, and you may be unable to sell them when you wish or at all. A company that is expected to list may not do so.
Nothing on this site is investment advice or a promise of returns. Past prices do not predict future prices. Consider your own circumstances, and take independent advice, before you invest.
Inquire opens a WhatsApp chat with GrowFast. No payment is taken and no order is placed on this site.
GrowFast is not affiliated with, sponsored by or endorsed by Motilal Oswal Home Finance Ltd. Its name and logo belong to their owner and are shown only to identify the company. Figures about it come from published sources and have not been audited by GrowFast. See the Terms and Conditions.