Muthoot Fincorp Limited
- Unlisted share
- Financial Services
- ISIN INE549K01025
At a glance
Sales
FY26
₹11,204 Cr
+31.8%on FY25What the company earned from its customers in the year.
Profit
FY26
₹1,848 Cr
+204%on FY25What was left after every cost and tax was paid.
Net worth
FY26
₹8,218 Cr
What the owners would have left on paper if every debt was repaid.
From the company's published figures; sources are beside each figure further down the page.
Key details
- Company
- Muthoot Fincorp Limited
- ISIN
- INE549K01025
- Sector
- Financial Services
- Type of share
- Unlisted equity share
- Indicative price per share
- ₹225.72
- Price last updated
- 12 Oct 2026
- Minimum quantity
- Confirmed by the desk
- How you hold it
- In your own demat account
- Enquiries
- GrowFast desk, on WhatsApp
Indicative prices, illiquid shares. Prices are indicative and can change without notice. Unlisted shares are illiquid: you may not be able to sell when you want to, or at the price shown.
Company
About Muthoot Fincorp Limited
Muthoot Fincorp Limited is an RBI-registered non-banking finance company whose main business is lending against gold jewellery, alongside business loans, loans against property, and, through subsidiaries, microfinance and housing loans; it also distributes insurance and payment products. At 31 March 2026 it reported 5,610 branches across 25 states and union territories and assets under management of about ₹73,445 crore. It is the flagship company of the Muthoot Pappachan Group and is controlled by the Thomas Muthoot family, who with their family trusts hold about 91%.
Written from: sebi.gov.in, crisilratings.com
Listing status. Not listed (equity). Draft Red Herring Prospectus dated 12 August 2026 filed with SEBI for a fresh issue of equity shares of up to ₹3,000 crore (₹30,000 million). SEBI: Muthoot Fincorp Limited draft abridged prospectus (Draft Red Herring Prospectus dated 12 August 2026)
Financials
Ask for the full annual report.
The figures on this page are the headline numbers. The desk can share the latest annual report and anything published since.
Ask for the financials- Sector
- Financial Services
- ISIN
- INE549K01025
- Registered and corporate office
- Thiruvananthapuram (Trivandrum), Kerala
- Promoters
- Thomas John Muthoot, Thomas George Muthoot, Thomas Muthoot, Preethi John Muthoot and six family (MF) trusts; promoters together hold 91.24% on a fully diluted basis (Muthoot Pappachan Group)
- Key people
- Chairman and Managing Director: Thomas John Muthoot; Chief Executive Officer: Shaji Varghese; Chief Financial Officer: Joseph Oommen
- Employees
- 47,323 people
- Face value per equity share
- ₹2
- Corporate Identity Number
- U65929KL1997PLC011518
- Website
- muthootfincorp.com
Read from: SEBI: Muthoot Fincorp Limited draft abridged prospectus (Draft Red Herring Prospectus dated 12 August 2026), unless another source is shown on a card.
Key data
What the numbers mean
The ratios buyers look at, each said in plain words.
Price to earnings (P/E)calculated
12.5×
At this price you pay ₹12.5 for every ₹1 of profit the company made in the year.
Price to book (P/B)calculated
2.68×
At this price you pay ₹2.68 for every ₹1 of net worth on the company's books.
Profit margincalculated
16.5%
Out of every ₹100 of sales, ₹16.5 was left as profit.
Return on equitycalculated
22.5%
For every ₹100 of the owners' money, the company made ₹22.5 of profit in the year.
Debt to equitycalculated
6.82×
The company has borrowed ₹6.82 for every ₹1 of its owners' money.
Lenders and finance companies normally borrow far more than other businesses.
- Indicative price
- ₹225.72
- EPS
- ₹18.12
- Book value per share
- ₹84.18
- Face value
- ₹2
Figures marked “calculated” are worked out by GrowFast from its indicative price and the company's published figures for FY2025-26. They move with the price, and they are arithmetic, not a valuation.
Figures in ₹ crore
Financials
Muthoot Fincorp Limited. As published in the company's audited reports. GrowFast has not audited them.
Sales, year by year
₹ crore. The darkest bar is the latest year.
FY24 to FY26: ₹6,543 Cr to ₹11,204 Cr.
Profit, year by year
₹ crore, after tax. A bar below the line is a loss.
FY24 to FY26: ₹1,048 Cr to ₹1,848 Cr.
| Particulars | FY24 | FY25 | FY26Latest |
|---|---|---|---|
| Total revenue from operations | 6,543.14 | 8,497.65 | 11,203.81▲32% |
| Total income | 6,554.31 | 8,511.57 | 11,227.8▲32% |
| EBITDA (as stated in offer document) | 4,472.4 | 4,543.8 | 6,936.06▲53% |
| Restated profit for the year | 1,047.98 | 607.99 | 1,847.62▲204% |
| Basic earnings per share (₹) | 9.14 | 7.34 | 18.12▲147% |
Rupees crore unless marked, consolidated (restated). The change shown is the latest year against the year before. Read from: SEBI: Muthoot Fincorp Limited draft abridged prospectus (Draft Red Herring Prospectus dated 12 August 2026).
Credit rating. CRISIL AA/Stable on long-term bank facilities, NCDs and subordinated debt (upgraded from CRISIL AA-/Positive on 9 June 2026); CRISIL A1+ short-term reaffirmed (9 June 2026) CRISIL Ratings rating rationale dated 9 June 2026
Ownership
Shareholding pattern
Who owns the company
As of 12 August 2026
91.2%Promoters (fully diluted)
- Largest holder
- 91.2%
- Top 3 together
- 99.7%
- Holders named
- 4
- Promoters (fully diluted)91.24%
- Top 10 public shareholders (fully diluted)5.11%
- Promoter group other than promoters (fully diluted)3.32%
- Other public shareholders (fully diluted)0.33%
- Total100.00%
Leadership
Management
Thomas John Muthoot
Chairman and Managing Director
Shaji Varghese
Chief Executive Officer
Joseph Oommen
Chief Financial Officer
Thomas George Muthoot
Whole Time Director (designated as Joint Managing Director)
Thomas Muthoot
Whole Time Director (designated as Joint Managing Director)
Preethi John Muthoot
Non-Executive Director
Sachu Sivas
Company Secretary and Compliance officer
Badal Chandra Das
Independent Director
Corporate calendar
Events
Reports and filings
Annual reports and results
Each link opens the document where its publisher keeps it.
Before you buy
Six things to check on any unlisted share.
The same list applies to every stock. None of it is advice on this one.
The company's latest financials
Revenue, profit and debt for the last three years, from its audited annual report. Ask the desk for the most recent set.
What the price implies
Compare the price per share with earnings and book value per share, and with listed companies in the same business.
Whether a listing is planned
A company may file for an IPO, delay it or never list. A listing, its timing and its price are never certain.
How you would sell
There is no exchange for these shares. You sell by finding a buyer, which can take time and may be at a lower price.
Lock-in after a listing
Shares bought before an IPO are usually locked in for a period after the company lists. Confirm the current rule before you buy.
Tax on your gains
Unlisted shares are taxed differently from listed ones. Check your position with a tax adviser.
Questions
What buyers ask about this stock.
Not answered here? Ask the desk.
Inquire about Muthoot Fincorp Limited on WhatsAppIs the price shown for Muthoot Fincorp Limited final?
No. It is an indicative price per share. The desk confirms the price and the quantity available when you inquire, and the confirmed price is the one you deal at.
How do I buy these shares?
Press Inquire. It opens a WhatsApp chat with the desk, with this stock already named. After the price and quantity are agreed, a 10% advance locks the deal. Once your KYC is complete you pay the balance, and the shares are transferred to your demat account.
Do I pay anything on this website?
No. No payment is taken and no order is placed on this site. Payment details are shared by the desk only after the deal is agreed.
What do I need before I can buy?
A demat account in your name and the documents for KYC: your identity and demat account details are verified before any deal, as the regulations require.
Can I sell my Muthoot Fincorp Limited shares to GrowFast?
GrowFast buys as well as sells. Press Inquire and tell the desk how many shares you hold; it will come back with what it can offer.
How do I sell Muthoot Fincorp Limited shares I already hold?
Tell the desk how many you hold. If a price is agreed, you transfer the shares from your demat account with a delivery instruction to your depository participant (a DIS, or its online equivalent), and payment follows as agreed with the desk.
Is there a lock-in if the company lists?
Shares held before an IPO are generally locked in for a period after the listing under SEBI's rules, which have changed over time. Ask the desk for the rule that applies today before you buy.
Is buying unlisted shares legal in India?
Yes. Shares of an unlisted company can be bought and sold privately and are transferred between demat accounts. They are not traded on a stock exchange, so the protections of an exchange do not apply.
What is the minimum I can buy?
It differs by stock and by what the desk holds at the time. The desk confirms the minimum quantity when you inquire.
What is an ISIN?
The 12-character code that identifies a security. It is how your depository knows exactly which share is being transferred to your demat account.
Why are unlisted shares riskier than listed ones?
Prices are indicative and can change without notice. Unlisted shares are illiquid: you may not be able to sell when you want to, or at the price shown.
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Risk disclosure
Prices on this site are indicative, quoted per share, and are not an offer to buy or sell. The price and quantity for any deal are confirmed by GrowFast's desk at the time you deal.
Unlisted, pre-IPO and delisted shares are not traded on a stock exchange. They are illiquid, their prices can move sharply, and you may be unable to sell them when you wish or at all. A company that is expected to list may not do so.
Nothing on this site is investment advice or a promise of returns. Past prices do not predict future prices. Consider your own circumstances, and take independent advice, before you invest.
Inquire opens a WhatsApp chat with GrowFast. No payment is taken and no order is placed on this site.
GrowFast is not affiliated with, sponsored by or endorsed by Muthoot Fincorp Limited. Its name and logo belong to their owner and are shown only to identify the company. Figures about it come from published sources and have not been audited by GrowFast. See the Terms and Conditions.