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Vivriti Finance Limited (formerly Vivriti Capital)

At a glance

  • Sales

    FY26

    ₹1,727 Cr

    +22.6%on FY25

    What the company earned from its customers in the year.

  • Profit

    FY26

    ₹36.78 Cr

    −89.7%on FY25

    What was left after every cost and tax was paid.

  • Market valuecalculated

    ₹1,388 Cr

    What the whole company would be worth at GrowFast's indicative price.

  • Net worth

    FY26

    ₹3,471 Cr

    What the owners would have left on paper if every debt was repaid.

From the company's published figures; sources are beside each figure further down the page.

Key details

Company
Vivriti Finance Limited (formerly Vivriti Capital)
ISIN
INE01HV01018
Sector
Financial Services
Type of share
Unlisted equity share
Indicative price per share
₹643.50
Price last updated
12 Oct 2026
Minimum quantity
Confirmed by the desk
How you hold it
In your own demat account
Enquiries
GrowFast desk, on WhatsApp

Indicative prices, illiquid shares. Prices are indicative and can change without notice. Unlisted shares are illiquid: you may not be able to sell when you want to, or at the price shown.

Company

About Vivriti Finance Limited (formerly Vivriti Capital)

Vivriti is a Chennai-based non-bank lender to mid-sized companies, also doing retail lending through co-lending partners and supply chain finance; its promoter is Vineet Sukumar. Under a court-approved group restructuring effective 1 April 2026, the lending business moved out of the original company (now renamed Vivriti Finance Limited) into a new Vivriti Capital Limited, which is a subsidiary of Vivriti Next Limited, and shareholders of the original company were issued shares in Vivriti Next. The figures here are the last audited accounts of the original company, for the year to 31 March 2026.

Written from: vivriticapital.com, vivriticapital.com

Listing status. Equity shares are not listed (the CIN is a U number); the group has listed non-convertible debentures, which moved to the new Vivriti Capital Limited from 1 April 2026 Vivriti FAQ for listed NCDs

Financials

Ask for the full annual report.

The figures on this page are the headline numbers. The desk can share the latest annual report and anything published since.

Ask for the financials
Sector
Financial Services
ISIN
INE01HV01018
Year of incorporation
2017
Registered office
Chennai, Tamil Nadu
Promoter
Vineet Sukumar (31.23% of equity shares)
Key people
Managing Director: Vineet Sukumar; Chief Financial Officer: Srinivasaraghavan B
Vivriti Capital Limited (formerly Hari and Company Investments Madras) Annual Report 2025-26
Face value per equity share
₹10
Equity shares issued (original company)
2,15,75,735 shares
CIN
U65929TN2017PLC117196
Official website
vivriticapital.com

Read from: Vivriti Finance Limited (formerly Vivriti Capital Limited) Annual Report FY2025-26, unless another source is shown on a card.

Key data

What the numbers mean

The ratios buyers look at, each said in plain words.

  • Price to earnings (P/E)calculated

    168.5×

    At this price you pay ₹168.5 for every ₹1 of profit the company made in the year.

  • Price to book (P/B)calculated

    0.4×

    At this price you pay ₹0.4 for every ₹1 of net worth on the company's books.

  • Profit margincalculated

    2.1%

    Out of every ₹100 of sales, ₹2.1 was left as profit.

  • Return on equitycalculated

    1.1%

    For every ₹100 of the owners' money, the company made ₹1.1 of profit in the year.

  • Debt to equitycalculated

    1.96×

    The company has borrowed ₹1.96 for every ₹1 of its owners' money.

Indicative price
₹643.50
Market valuecalculated
₹1,388 Cr
price × shares
No. of shares
2,15,75,735
EPS
₹3.82
Book value per share
₹1,608.77
Face value
₹10

Figures marked “calculated” are worked out by GrowFast from its indicative price and the company's published figures for FY2025-26. They move with the price, and they are arithmetic, not a valuation.

Figures in ₹ crore

Financials

Vivriti Finance Limited (formerly known as Vivriti Capital Limited), CIN U65929TN2017PLC117196. As published in the company's audited reports. GrowFast has not audited them.

Published figures by financial year
ParticularsFY23FY24FY25FY26Latest
Total revenue from operations688.081,079.311,408.051,726.7▲23%
Other income11.6619.1216.9419.18▲13%
Total income703.591,110.41,506.561,746.57▲16%
Depreciation and amortisation8.719.1917.9618.37▲2%
Finance costs384.26542.02703.7846.99▲20%
Profit before tax177.91257.78366.66366.17
Net profit/(loss) after tax for the year, after share of associate's loss-121.73.2358.7836.78▼90%
Basic earnings per share (₹)-13.090.3437.353.82▼90%
Net profit after tax, before share of associate's loss134.89193.06559.05272.06▼51%

Rupees crore unless marked, consolidated. The change shown is the latest year against the year before. Read from: Vivriti Capital Annual Report FY2023-24, Vivriti Finance Limited (formerly Vivriti Capital Limited) Annual Report FY2025-26.

Credit rating. CARE A+; Stable (long-term bank facilities and non-convertible debentures), CARE A1+ (commercial paper), reaffirmed (2 April 2026) CARE Ratings press release, 2 April 2026

Ownership

Shareholding pattern

Who owns the company

Vineet Sukumar (promoter): 31.23%Gaurav Kumar: 17.60%Vivriti ESOP Trust: 14.91%Not broken out: 36.26%

31.2%Vineet Sukumar (promoter)

Largest holder
31.2%
Top 3 together
63.7%
Holders named
3
  • Vineet Sukumar (promoter)31.23%
  • Gaurav Kumar17.60%
  • Vivriti ESOP Trust14.91%
  • Total63.74%

Read from: Vivriti Finance Limited (formerly Vivriti Capital Limited) Annual Report FY2025-26

Leadership

Management

  • Vineet Sukumar

    Managing Director

  • Srinivasaraghavan B

    Chief Financial Officer

  • Umesh Navani

    Company Secretary & Compliance Officer

  • Namrata Kaul

    Independent Director

  • Anita Belani

    Independent Director

  • Santanu Paul

    Independent Director

  • Narayan Ramachandran

    Independent Director

  • Lazar Zdravkovic

    Nominee Director

Read from: Vivriti Capital Limited (formerly Hari and Company Investments Madras) Annual Report 2025-26

Corporate calendar

Events

  • 23 Sept 2026AGM9th Annual General Meeting of Vivriti Finance Limited (the original company)Open
  • 6 Aug 2026AGMAnnual General Meeting of the new Vivriti Capital LimitedOpen
  • 2 Apr 2026Credit ratingCARE reaffirmed CARE A+; Stable and CARE A1+ for Vivriti Capital LimitedOpen
  • 1 Apr 2026Merger / restructuringScheme took effect: lending business moved to the new Vivriti Capital Limited; Vivriti Next issued shares to shareholders of the original companyOpen
  • 1 Apr 2026Merger / restructuringRecord date for the scheme: the scheme document provides 12.79 Vivriti Next equity shares of ₹1 for each ₹10 equity share for the lending business and a further 1.36 for the asset management businessOpen
  • 9 Dec 2025Merger / restructuringNCLT Chennai approved the Vivriti group composite scheme of arrangementOpen

Reports and filings

Annual reports and results

Each link opens the document where its publisher keeps it.

Before you buy

Six things to check on any unlisted share.

The same list applies to every stock. None of it is advice on this one.

  • The company's latest financials

    Revenue, profit and debt for the last three years, from its audited annual report. Ask the desk for the most recent set.

  • What the price implies

    Compare the price per share with earnings and book value per share, and with listed companies in the same business.

  • Whether a listing is planned

    A company may file for an IPO, delay it or never list. A listing, its timing and its price are never certain.

  • How you would sell

    There is no exchange for these shares. You sell by finding a buyer, which can take time and may be at a lower price.

  • Lock-in after a listing

    Shares bought before an IPO are usually locked in for a period after the company lists. Confirm the current rule before you buy.

  • Tax on your gains

    Unlisted shares are taxed differently from listed ones. Check your position with a tax adviser.

Questions

What buyers ask about this stock.

Not answered here? Ask the desk.

Inquire about Vivriti Finance Limited (formerly Vivriti Capital) on WhatsApp
Is the price shown for Vivriti Finance Limited (formerly Vivriti Capital) final?

No. It is an indicative price per share. The desk confirms the price and the quantity available when you inquire, and the confirmed price is the one you deal at.

How do I buy these shares?

Press Inquire. It opens a WhatsApp chat with the desk, with this stock already named. After the price and quantity are agreed, a 10% advance locks the deal. Once your KYC is complete you pay the balance, and the shares are transferred to your demat account.

Do I pay anything on this website?

No. No payment is taken and no order is placed on this site. Payment details are shared by the desk only after the deal is agreed.

What do I need before I can buy?

A demat account in your name and the documents for KYC: your identity and demat account details are verified before any deal, as the regulations require.

Can I sell my Vivriti Finance Limited (formerly Vivriti Capital) shares to GrowFast?

GrowFast buys as well as sells. Press Inquire and tell the desk how many shares you hold; it will come back with what it can offer.

How do I sell Vivriti Finance Limited (formerly Vivriti Capital) shares I already hold?

Tell the desk how many you hold. If a price is agreed, you transfer the shares from your demat account with a delivery instruction to your depository participant (a DIS, or its online equivalent), and payment follows as agreed with the desk.

Is there a lock-in if the company lists?

Shares held before an IPO are generally locked in for a period after the listing under SEBI's rules, which have changed over time. Ask the desk for the rule that applies today before you buy.

Is buying unlisted shares legal in India?

Yes. Shares of an unlisted company can be bought and sold privately and are transferred between demat accounts. They are not traded on a stock exchange, so the protections of an exchange do not apply.

What is the minimum I can buy?

It differs by stock and by what the desk holds at the time. The desk confirms the minimum quantity when you inquire.

What is an ISIN?

The 12-character code that identifies a security. It is how your depository knows exactly which share is being transferred to your demat account.

Why are unlisted shares riskier than listed ones?

Prices are indicative and can change without notice. Unlisted shares are illiquid: you may not be able to sell when you want to, or at the price shown.

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Risk disclosure

Prices on this site are indicative, quoted per share, and are not an offer to buy or sell. The price and quantity for any deal are confirmed by GrowFast's desk at the time you deal.

Unlisted, pre-IPO and delisted shares are not traded on a stock exchange. They are illiquid, their prices can move sharply, and you may be unable to sell them when you wish or at all. A company that is expected to list may not do so.

Nothing on this site is investment advice or a promise of returns. Past prices do not predict future prices. Consider your own circumstances, and take independent advice, before you invest.

Inquire opens a WhatsApp chat with GrowFast. No payment is taken and no order is placed on this site.

GrowFast is not affiliated with, sponsored by or endorsed by Vivriti Finance Limited (formerly Vivriti Capital). Its name and logo belong to their owner and are shown only to identify the company. Figures about it come from published sources and have not been audited by GrowFast. See the Terms and Conditions.

Vivriti Finance Limited (formerly Vivriti Capital)

₹643.50

Inquire about Vivriti Finance Limited (formerly Vivriti Capital) on WhatsApp